Our Services
Sharia-compliant home financing solutions tailored to your needs.
Home Purchase Financing
Our flagship service helps you purchase your dream home without paying interest. Using the Ijara (leasing) model, we co-purchase the property with you and gradually transfer ownership as you make payments.
How It Works
- You find a property you'd like to purchase
- We co-purchase the property with you (you provide down payment)
- You make monthly payments that include both rent and equity purchase
- Ownership transfers to you completely once all payments are made
Benefits
- Fully compliant with Islamic finance principles
- No interest charges or riba
- Transparent fee structure
- Build equity with every payment
- Potential tax advantages
Refinancing Solutions
Already have a conventional mortgage? We can help you refinance into a Sharia-compliant structure that aligns with your values.
Refinancing Process
Our refinancing solution allows you to replace your existing interest-based mortgage with our ethical alternative. We'll work with you to structure a plan that makes financial sense while adhering to Islamic principles.
This service is particularly valuable for those who acquired conventional financing before learning about Sharia-compliant alternatives.
Financial Consultation
Not sure which option is right for you? Our financial consultants provide personalized guidance to help you make informed decisions.
Affordability Analysis
We'll analyze your financial situation to determine what you can comfortably afford.
Documentation Support
We guide you through all required documentation and paperwork.
Confidential Service
All consultations are completely confidential and respectful.